---
title: "About Us | ALMERA"
description: "ALMERA turns the trade receivables life cycle, from customer selection to collection, into interconnected, tailored management systems."
url: "https://almerakredirisk.com/en/about/"
language: "en"
updated: "2026-10-20 10:34:26"
---

ABOUT US

# We see trade receivables management as a core discipline that underpins a company’s financial resilience.

ALMERA was founded to turn the trade receivables life cycle, from customer selection to the credit sale decision, from credit limits to collateral management, and from early warning to collection and the recovery of problem receivables, into interconnected management systems.

We combine many years of field and senior management experience with measurable processes, institutional discipline and modern management systems.

- SAFER SALES
- HEALTHIER CASH FLOW
- MORE SUSTAINABLE GROWTH

WHY ALMERA?

## The financial cycle that begins with a sale is completed with cash.

A credit sale is not merely a commercial decision. It is the allocation of part of the company’s capital to the customer.

That is why customer assessment, credit limits, collateral, early warning, collection and problem receivables management cannot be treated as separate processes. ALMERA brings these areas together under a single trade receivables management architecture.

1. CUSTOMER ASSESSMENT Knowing the right partner through the right data.
1. CREDIT LIMIT Allocating risk in proportion to capital.
1. COLLATERAL MANAGEMENT Building protection matched to risk.
1. RISK MONITORING Spotting deterioration through early signals.
1. COLLECTION Turning sales into cash in the bank.
1. RECOVERY AND LEARNING Feeding lessons from problem receivables back into the system.

![ALMERA founder Mehmet Nuri Alptekin in his office.](https://almerakredirisk.com/wp-content/themes/almera/assets/img/r/hakkimizda-kurucu-v3.webp)

FOUNDER

## Mehmet Nuri Alptekin

Founding Partner

He has spent much of a professional career spanning more than forty years in commercial credit risk, receivables, collateral and collection management. The field and senior management experience he gained across large-scale customer and dealer networks forms the foundation of ALMERA’s approach.

ALMERA was born from the idea that this experience should not remain knowledge tied to individuals, but be turned into measurable, workable management systems that organisations can sustain within their own structures.

> “A well-managed trade receivables structure does not limit a company’s growth; it strengthens it.”

 [View the management profile](https://almerakredirisk.com/en/management/)

OUR APPROACH

## We go beyond reports. We build systems.

Understanding a company’s current structure is the starting point. The real value lies in designing the right management architecture, putting it into practice, making it measurable and making it part of how the organisation itself operates.

1. DIAGNOSIS Understanding the current structure, data and risks.
1. DESIGN Designing a tailored management architecture.
1. BUILD Putting policies, processes and authority structures into practice.
1. MEASURE Defining indicators and tracking them regularly.
1. DIGITALISE Supporting the system with data and tools.
1. EMBED AS A MANAGEMENT SYSTEM Making it part of how the organisation operates.

 [Explore our approach](https://almerakredirisk.com/en/our-approach/)

OUR PRINCIPLES

## Tailored. Independent. Confidential.

1. ### Independence

Our recommendations are independent of any motive to sell commercial products or financing.
1. ### Tailored to You

Every company’s customer base, capital and risk-bearing capacity is different; the system is built accordingly.
1. ### Practicability

The value of a recommendation lies not only in being right, but in being workable within the organisation.
1. ### Confidentiality

Company and customer information is handled in line with confidentiality and data security principles.